EPX is a pioneer in the payments industry

Founded in 1979, Electronic Payment Exchange (EPX) is a pioneer in the payments industry. EPX commercialized many of the innovations that became industry standards.

EPX was the first payment processing organization to:

  • process credit card transactions using the Internet
  • develop a surety product that transferred merchant processing risk to the reinsurance market
  • implement CID, the fraud detection innovation
  • deploy an online merchant reporting system
  • provide online chargeback adjudication
  • provide a unique identifier back with each transaction as a reference for subsequent transactions
  • provide a hosted POS solution accepting swipe and PIN debit
  • deliver end-to-end card swipe encryption for its POS solutions

EPX is truly unique in the payments industry – it provides a straight-through, fully integrated payment processing platform, whereas its competitors offer a patchwork of limited-service providers that merchants must manage and integrate separately. EPX provides traditional, as well as Internet-related products and services, to businesses, public utilities, merchants, retailers, e-tailers, merchant acquiring banks, Independent Sales Organizations (ISOs), and third-party processors in the United States, Canada, Europe, the Middle East, Latin America and the Caribbean.

Realizing the increased focused on PCI-compliance, EPX is revolutionizing the payments industry through the development of fully integrated payment solutions that enable merchants to efficiently, securely, and cost-effectively process credit card, debit card, stored value, and ACH payments. By incorporating our patent-pending BuyerWall™ technology into our solutions, we lead the way in helping merchants achieve PCI compliance.

EPX solutions include:

  • EPX Secure Payment Processing – Decreases risk exposure, enhances data security, lowers costs, provides custom reporting, strengthens process reliability, and reduces potential points of failure.
  • EPX WebSuite – Web-based reporting, data analysis, exception transactions, chargebacks.
  • EPX Virtual Terminal – Provides the basic functionality of a point-of-sale terminal and offers modes for processing point-of-sale, mail order / telephone order, and ecommerce transactions.
  • EPX vPost – EPX vPost is a standalone product that emulates all the functionality of a high-volume point-of-sale terminal through a web browser, and is flexible enough to be used for point-of-sale swipe, PIN debit, mail order / telephone order, and ecommerce transactions.
  • EPX PayPage – Enables ecommerce merchants to outsource online payment acceptance and PCI compliance requirements by replacing their web sites’ payment pages with customized pages from EPX.

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