The Payment Card Industry (PCI) – an association of card issuers including Visa, MasterCard, American Express and Discover – requires all merchants that process, transmit, or store cardholder data to meet a set of data security standards (DSS). Normally, achieving these standards requires an enormous investment of both time and money from merchants.

Realizing the increased focus on PCI-compliance, EPX is revolutionizing the payments industry through the development of fully integrated payment solutions that enable merchants to efficiently, securely, and cost-effectively process credit card, debit card, stored value, and ACH payments. By incorporating our patent-pending BuyerWall™ tokenization and encryption technology into our solutions, we lead the way in helping merchants achieve PCI compliance.

EPX solutions include:

• EPX Merchant Accounts and Secure Payment Processing - Decreases risk exposure, enhances data security, lowers costs, provides custom reporting, strengthens process reliability, and reduces potential points of failure.
  
  
• EPX WebSuite - Web-based reporting, data analysis, exception transactions, chargebacks.
  
  
• EPX Virtual Terminal - Provides the basic functionality of a POS terminal and offers modes for processing POS, MO/TO and ecommerce transactions.
  
  
• EPX vPost - EPX vPost is a standalone product that emulates all the functionality of a high-volume POS terminal through a web browser, and is flexible enough to be used for POS swipe, PIN debit, MO/TO, and ecommerce transactions.
  
  
• EPX PayPage - Enables ecommerce merchants to outsource online payment acceptance and PCI compliance requirements by replacing their web sites’ payment pages with customized pages from EPX.