Banking

The banking industry is one of the most highly competitive, and highly regulated, industries. If you work in the banking industry, you already know how demanding modern banking customers can be, and how you need to comply with many new laws just to stay in business.

Whether you own a bank or just work in the industry, you are probably familiar with the many systems that make electronic payments possible. You also know how essential it is to stay compliant with the many regulations regarding credit card, debit card ,and electronic check payments, and you understand the dire consequences a single mistake can have in this highly competitive environment.

At EPX, we understand the banking industry, and we work with our clients to provide customized solutions that meet their needs and the needs of their clients. When you partner with EPX, you will be working with an expert in the field, one who can develop a customized solution for all your credit card, debit card, and ACH processing needs.

At EPX, we make it easy for banks and financial institutions to offer payment processing services, allowing them to build a revenue stream that will positively impact the bottom line and enhance their profitability. EPX knows the banking industry, and we understand what bankers need to succeed in the modern world. Our flexible and creative solutions are designed to be easy to use, with seamless integration, state-of-the-art encryption and the latest in security technology.

When you partner with EPX, you can enjoy a host of benefits, including:

A chance to offer outsourced credit card, debit card and ACH processing for your customers
Relief from the financial burdens associated with expanded commercial banking services
The ability to compete more effectively for lucrative merchant service accounts
Increased brand awareness as a result of better customer service

EPX is proud to offer three types of banking alliance partnerships, each designed with the specific needs of your institution in mind. When you partner with EPX, you can choose from:

Associate - The financial institution is responsible for the logistical tasks associated with merchant processing, things like pricing, underwriting and setup for merchants. EPX in turn provides the underlying technology, account authorization, security, settlement and customer service for processing the payments.
Shared - EPX handles the logistics and payment processing for your financial institution based on a revenue sharing model. The financial institution is responsible for customer acquisition and pricing.
Referral - Under the referral model the financial institution gives EPX the names of commercial banking customers who may be interested in procuring payment processing services. EPX in turn handles the procurement of those commercial banking customers, along with the logistics and payment processing tasks. This type of service is based on a revenue sharing model.

No matter which type of agreement you choose, partnering with EPX is a smart idea for owners and managers of financial institutions. When you partner with EPX, you will be working with an expert in the industry, so you can set your mind at ease and get back to what you do best - serving the needs of your banking customers.