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Acquisition by North American Bancard Holdings Spurs EPX turnaround; Helps NABH Become a True End-to-End Solution

TROY, Mich. (PRWEB) March 02, 2016

Electronic Payment Exchange (EPX), an industry-leading full-service credit card, debit card and electronic check (ACH) payment processor, has announced it is a finalist for the 2016 PYMNTS Innovator Award for Best Comeback Story. The awards are one of the highlights of the PYMNTS 2016 Innovation Project, scheduled for March 16-17, 2016, on the campus of Harvard University in Cambridge, Mass. EPX was chosen as a Best Comeback Story finalist after its acquisition by North American Bancard Holdings (NABH) allowed the company to start fresh from bankruptcy.

EPX was acquired by NABH in 2014. The partnership with NABH enables EPX to tap into NABH’s market-leading sales, marketing and customer support. It also allows NABH to leverage EPX’s product offerings to pursue new and more complex market segments, including international markets. The collaboration deepens NABH’s position in the payments space by enhancing its ability to deploy and support payment solutions to merchants, sales partners and financial institutions. In addition, EPX’s payment compression functionality helps reduce merchants’ transactions costs. EPX continues to operate its own fully integrated credit card authorization, clearing and settlement platforms, offering real-time interchange optimization and state of the art secure transaction solutions to some of the nation’s largest merchants. EPX has a portfolio of over $18 billion in annual processing volume.

“We are honored that EPX has been nominated for the Best Comeback Story Award,” said Terri Harwood, COO of North American Bancard Holdings. “Our acquisition of EPX gave it a larger, broader, and more complete portfolio of merchants, but it has also allowed us to become a true end-to-end solution, and strengthen our position within the payments space. Before we acquired EPX, we found ourselves relying on third party partners far more than we preferred. EPX has enabled us to greatly reduce our dependence on these partners, which has, in turn, improved our market share. This award shows that our hard work in making this platform happen is being recognized and appreciated by our industry peers.”

Powered by PYMNTS.com, the Innovation Project brings the best and the brightest minds in the payments industry, including established players, emerging disruptors, and entrepreneurial visionaries, to the campus of Harvard University in Cambridge, Mass. This year’s theme of Payments on the Edge focuses on how payments are enabling commerce at the endpoints of many different ecosystems and opportunities. The Innovator Awards, which are presented in 15 categories, will be presented on March 17 at the Innovator Awards Dinner, concluding the two-day conference.

To view the full list of nominees, visit http://www.innovationproject.com/2016-innovator-awards/.

About Electronic Payment Exchange
Founded in 1979, Electronic Payment Exchange (EPX) is a full-service credit card, debit card, stored value, and electronic check (ACH) payment transaction processor with over $18 billion in annual processing volume. Its unmatched expertise in processing security allows EPX to offer merchants the most secure and cost-effective payment processing services. As a wholly owned subsidiary of award-winning North American Bancard, one of the electronic payment processing industry’s leading solution providers, EPX will continue to research, build, implement, and support industry-leading payment processing solutions that facilitate PCI compliance, protect merchants, and enhance consumer confidence. For more information, visit http://www.epx.com.

Nomination is a Result of EPX's Acquisition by North American Bancard Holdings, Which Spurred Company's Turnaround

TROY, Mich. (PRWEB) March 21, 2016

Electronic Payment Exchange (EPX), an industry-leading full-service credit card, debit card, and electronic check (ACH) payment processor, has won silver for the 2016 PYMNTS Innovator Award for Best Comeback Story. The awards were presented Thursday, March 17 and are one of the highlights of the PYMNTS 2016 Innovation Project, which took place March 16-17, on the campus of Harvard University in Cambridge, Mass. EPX was chosen as a finalist for the Best Comeback Story award category after it was acquired by North American Bancard Holdings (NAB), allowing it to start fresh following a bankruptcy filing.

NAB’s position in the payments space has been deepened by the acquisition of EPX, allowing it to leverage EPX’s product offerings to pursue new and more complex market segments, both domestic and international. This alliance also provides EPX with access to NAB’s outstanding sales, marketing, training, and customer support network. The partnership allows NAB to enhance its ability to deploy and support payment solutions to merchants, Sales Partners, and financial institutions. Throughout this collaboration, EPX will continue to operate its own fully integrated credit card authorization, clearing, and settlement platforms, offering real-time interchange optimization and state of the art secure transaction solutions to some of the nation’s largest merchants.

"We are thrilled that EPX was presented with the Silver Award as Best Comeback Story at the 2016 Innovation Awards," said Terri Harwood, COO of North American Bancard Holdings. "Acquiring EPX was a smart business decision, one from which both companies have greatly benefitted. One of our goals at North American Bancard Holdings was to become a true end-to-end solution for our clients, and the acquisition of EPX has allowed us to do just that. This Silver Award shows that the payments industry recognizes the hard work and dedication that went in to this partnership and it is wonderful to know our efforts are appreciated by our peers."

Powered by PYMNTS.com, the Innovation Project brings the best and the brightest minds in the payments industry, including established players, emerging disruptors, and entrepreneurial visionaries, to the campus of Harvard University in Cambridge, Mass. This year’s theme of Payments on the Edge focused on how payments are enabling commerce at the endpoints of many different ecosystems and opportunities.

To view the complete list of winners, visit http://www.pymnts.com/innovation/2016/payments-at-the-edge-innovators-take-center-stage/.

About Electronic Payment Exchange
Founded in 1979, Electronic Payment Exchange (EPX) is a full-service credit card, debit card, stored value, and electronic check (ACH) payment transaction processor with over $18 billion in annual processing volume. Its unmatched expertise in processing security allows EPX to offer merchants the most secure and cost-effective payment processing services. As a wholly owned subsidiary of award-winning North American Bancard, one of the electronic payment processing industry’s leading solution providers, EPX will continue to research, build, implement, and support industry-leading payment processing solutions that facilitate PCI compliance, protect merchants, and enhance consumer confidence. For more information, visit http://www.epx.com.

EPX to be the Preferred EMV Payment Processor for GuestVision Customer, Including 600 Fantastic Sams Locations

WILMINGTON, Del., (PRWEB) March 14, 2016

Electronic Payment Exchange (EPX), an industry-leading full-service credit card, debit card, and electronic check (ACH) payment processor, has partnered with GuestVision Technology Solutions to function as the company’s preferred EMV payment processor. Through this partnership, EPX will provide GuestVision with EMV-ready, fully integrated payments solutions for its customers, including Fantastic Sams locations nationwide.

GuestVision Technology Solutions offers complete POS solutions and software for schools, salons, and barber shops, and provides hardware consulting and support for businesses of all sizes, from small businesses to large enterprises. EPX partnered with GuestVision due to its efficient, world-class payment processing, which not only provides its client companies with fully integrated credit card authorization but also delivers clearing and settlement platforms, real-time interchange optimization, and state-of-the-art secure transactions solutions.

"We are thrilled that GuestVision partnered with EPX as their preferred payment processor for Fantastic Sams," said Terri Harwood, COO of North American Bancard Holdings, LLC, the parent company of EPX. "EPX is a true end-to-end solution, which is ideal for a company such as GuestVision. EPX offers a complete processing solution in one platform that can process credit and debit card transactions securely and efficiently while helping to reduce merchants’ transaction costs. Our partnership with GuestVision is a win-win situation as it not only expands EPX’s reach, but it can bring all of GuestVision’s credit card processing under the umbrella of a single entity. We are looking forward to a successful relationship."

After 15 years in business, GuestVision stands as one of the largest technology providers to the beauty, education, and retail industries. With thousands of clients, and over a decade of integrating bankcard processing, GuestVision knows the special features these industries require in payment processing. That know-how proved invaluable as GuestVision helped round out the EPX EMV feature set to incorporate the needs of GuestVision’s clients.

"GuestVision holds quality technology, sterling service and superior information as the most important tenets of its business. With our partnership with EPX, we have added a new opportunity for our clients to experience the best of breed in all three areas. We look forward to the many opportunities across GuestVision’s and EPX’s client portfolios that can take advantage of what GuestVision and EPX have built together," Ted Therriault, president and CEO of GuestVision, said.

About Electronic Payment Exchange
Founded in 1979, Electronic Payment Exchange (EPX) is a full-service credit card, debit card, stored value, and electronic check (ACH) payment transaction processor with over $18 billion in annual processing volume. Its unmatched expertise in processing security allows EPX to offer merchants the most secure and cost-effective payment processing services. As a wholly owned subsidiary of award-winning North American Bancard, one of the electronic payment processing industry’s leading solution providers, EPX will continue to research, build, implement, and support industry-leading payment processing solutions that facilitate PCI compliance, protect merchants, and enhance consumer confidence. For more information, visit http://www.epx.com.

About GuestVision
GuestVision has provided powerful, complete point-of-sale, human resources, inventory and evaluation technology across retail, beauty, education and service industries for over 15 years. Our complete solution connects multi-location clients through an enterprise-grade data infrastructure to centrally manage hundreds or thousands of locations—all from one easy-to-use interface. To find out more about GuestVision, visit us at http://www.guestvision.net, or call 800-967-0249.

EPX to be the Preferred EMV Payment Processor for GuestVision Customer, Including 600 Fantastic Sams Locations

WILMINGTON, Del., (PRWEB) March 14, 2016

Electronic Payment Exchange (EPX), an industry-leading full-service credit card, debit card, and electronic check (ACH) payment processor, has partnered with GuestVision Technology Solutions to function as the company’s preferred EMV payment processor. Through this partnership, EPX will provide GuestVision with EMV-ready, fully integrated payments solutions for its customers, including Fantastic Sams locations nationwide.

GuestVision Technology Solutions offers complete POS solutions and software for schools, salons, and barber shops, and provides hardware consulting and support for businesses of all sizes, from small businesses to large enterprises. EPX partnered with GuestVision due to its efficient, world-class payment processing, which not only provides its client companies with fully integrated credit card authorization but also delivers clearing and settlement platforms, real-time interchange optimization, and state-of-the-art secure transactions solutions.

"We are thrilled that GuestVision partnered with EPX as their preferred payment processor for Fantastic Sams," said Terri Harwood, COO of North American Bancard Holdings, LLC, the parent company of EPX. "EPX is a true end-to-end solution, which is ideal for a company such as GuestVision. EPX offers a complete processing solution in one platform that can process credit and debit card transactions securely and efficiently while helping to reduce merchants’ transaction costs. Our partnership with GuestVision is a win-win situation as it not only expands EPX’s reach, but it can bring all of GuestVision’s credit card processing under the umbrella of a single entity. We are looking forward to a successful relationship."

After 15 years in business, GuestVision stands as one of the largest technology providers to the beauty, education, and retail industries. With thousands of clients, and over a decade of integrating bankcard processing, GuestVision knows the special features these industries require in payment processing. That know-how proved invaluable as GuestVision helped round out the EPX EMV feature set to incorporate the needs of GuestVision’s clients.

"GuestVision holds quality technology, sterling service and superior information as the most important tenets of its business. With our partnership with EPX, we have added a new opportunity for our clients to experience the best of breed in all three areas. We look forward to the many opportunities across GuestVision’s and EPX’s client portfolios that can take advantage of what GuestVision and EPX have built together," Ted Therriault, president and CEO of GuestVision, said.

About Electronic Payment Exchange
Founded in 1979, Electronic Payment Exchange (EPX) is a full-service credit card, debit card, stored value, and electronic check (ACH) payment transaction processor with over $18 billion in annual processing volume. Its unmatched expertise in processing security allows EPX to offer merchants the most secure and cost-effective payment processing services. As a wholly owned subsidiary of award-winning North American Bancard, one of the electronic payment processing industry’s leading solution providers, EPX will continue to research, build, implement, and support industry-leading payment processing solutions that facilitate PCI compliance, protect merchants, and enhance consumer confidence. For more information, visit http://www.epx.com.

About GuestVision
GuestVision has provided powerful, complete point-of-sale, human resources, inventory and evaluation technology across retail, beauty, education and service industries for over 15 years. Our complete solution connects multi-location clients through an enterprise-grade data infrastructure to centrally manage hundreds or thousands of locations—all from one easy-to-use interface. To find out more about GuestVision, visit us at http://www.guestvision.net, or call 800-967-0249.

Acquisition Adds to North American Bancard’s Diverse Offerings of Industry-Leading Payment Processing Platforms

TROY, Mich., (PRWEB) October 24, 2014

North American Bancard (NAB), preeminent among the nation’s top payment services companies and the leading provider of the PayAnywhere suite of mobile point of sale solutions, today announced the acquisition of Electronic Payment Exchange (EPX), a global, full-service credit card, debit card, stored value, and electronic check (ACH) payment transaction processor. EPX operates its own fully integrated card authorization, clearing, and settlement platforms. This acquisition deepens North American Bancard’s position in the payments space and enhances its ability to deploy and support payment solutions to merchants, sales partners, and financial institutions. This move comes on the heels of NAB’s recent successful launch of PayAnywhere Storefront, the industry’s first cloud based tablet point of sale solution provided free to merchants with activation, as well as the asset acquisition of IP Commerce’s payment platform technology, now known as NAB Velocity, a feature rich platform of services that provides Independent Software Vendors (ISVs) and point of sale software companies a one stop integration point for all payment processing services.

Founded in 1979 and focused on the nation’s largest merchants, EPX has built a portfolio that exceeds $18 Billion in annual processing volume. By operating as a fully integrated payment facilitator, EPX differentiates itself in the marketplace by providing real time interchange optimization and state of the art secure transaction solutions. The combination of these two companies gives EPX the sales, marketing, and customer support engine that has powered North American Bancard into its market leading position and enables NAB to leverage EPX’s product and skill set to pursue new and more complex market segments.

"I see EPX as a hidden jewel. Acquiring the technology to bring processsing in-house is a significant opportunity for this organization. Not only is there potential for an eight figure annual cost savings but this move also brings us the ability to further expand EPX’s card acceptance platform in Latin America and Europe where they enjoy extensive processing relationships today," said Marc Gardner, Founder, President, and CEO of NAB.

EPX’s expertise in processing security goes unmatched in the industry and will help NAB fortify its platforms as they look to roll out new products and features. The additional vertical integration that comes with being an end-to-end processor will allow NAB to significantly reduce its operating costs, decrease its dependence on third party partners, and gain market share. By owning the process from origination all the way through settlement of interchange, NAB has more flexibility in tailoring solutions to customers’ needs.

About North American Bancard
Headquartered in Troy, Michigan, North American Bancard is a multi-faceted payment solutions provider dedicated to providing the latest technology as well as the highest service levels to non-profit organizations and businesses of all sizes with round-the-clock technical and customer service support. As a registered ISO since 1992, North American Bancard provides its clients with a full suite of products and services, ranging from traditional terminals to their proprietary mobile point of sale solution, PayAnywhere. North American Bancard processes more than $16 Billion in electronic transactions annually for more than 250,000 merchants nationwide.

About Electronic Payment Exchange
Founded in 1979, EPX is a full-service credit card, debit card, and electronic check (ACH) payment processor providing secure front-end and back-end payment solutions that utilize tokenization and encryption technologies. EPX provides a straight through, fully integrated, secure payment processing platform and is dedicated to providing merchants with the most secure and cost-effective payment processing services. We will continue to research, build, implement, and support industry-leading payment processing solutions that facilitate PCI compliance, protect merchants, and enhance consumer confidence.

For more information about North American Bancard, please visit www.nabancard.com. For more information about EPX, visit www.epx.com.